Agreed, and I'd further argue:
1) most people driving Ferraris aren't skilled enough to drive them properly
2) most people driving Ferraris have no need to corner at 120 MPH
3) most people driving Ferraris are just trying to show off
4) most people driving Ferraris are more likely to hurt themselves and others than to save the day through the car's performance and handling
(To be clear: I think we're in agreement, but the metaphor is worth explaining in depth)