I'm most of the time using Linux but Windows 10 is quite fast and usable if you are willing to do the dance to check all privacy settings and clean the Start Menu of the spam.
I don't use an online id for logging in and use this tool to fix privacy settings: https://modzero.github.io/fix-windows-privacy/ (read the fine print, it's quite invasive!) there are powershell scripts for cleaning the start menu - I don't have a link handy, sorry.
After doing this it's a great system! Even Edge is somewhat usable if you install uBlock Origin (https://www.microsoft.com/en-us/store/p/ublock-origin/9nblgg...)
However most regular users are stuck with the shiny and annonying defaults that make you feel you handed over your machine to Microsoft to show you annoying ads.