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this already exists: USAA Banking and Investing

USAA Banking and Investing isn't accessible to most of the public, and is locked down as to be almost indistinguishable from other credit-unions for their non-veteran, non-military customers.

My closest military connection is a grandfather who served in the Air Force in WWII and I was able to get into USAA. I think it's more accessible than a lot of people think.

And if you can get in, it's definitely worth it. I've used them for several years now and have zero complaints. Their customer service is awesome, their website is very good, and the iPhone/Android apps are great.

Not true. USAA Banking, Investments and Life Insurance are open to everyone, regardless of prior military service.

https://www.usaa.com/inet/ent_utils/McStaticPages?key=why_ch...

The other service credit unions (Tower (NSA), Pentagon Federal, and Navy Federal) are all really good, too, although not as good as USAA.

USAA's insurance is top-notch, too.

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