$170K isn't that crazy. Since when do programmers have to do the whole starving artist routine to get respect? Living close to the edge doesn't make you work any better. If it did, you would have to question companies like Google who give their employees really good benefits.

$170k split four (or more) ways actually doesn't sound like much, especially when you consider their location (NYC), and their massive student debt. NYU isn't a cheap school.

On a personal note, I lived in Harlem on a $24k/yr grad student salary this past year. It was a reasonably comfortable living, but being poor in New York City adds a lot of stresses to life that don't exist elsewhere. Walking around piles of dog shit and trash every day takes its toll after awhile.

I was actually surprised how well I made out, considering I was making the least amount of money I have ever made since age 19 and living in the most expensive city I have ever lived in my life. That being said I could be a lot more comfortable with just a slightly higher income.