One could argue that a black American would have great difficulty taking advantage of these stress reliefs.
In that spirit, I think you're wrong about inherited wealth, gold, and women who "let you do it" being unavailable to black Americans.
A small number of people of both races have access to these things.
I called it a partisan attack because, prompted by the mere mention of Trump's name, that comment pulled the conversation so far off topic for no reason other than to attack Trump.
However, it's pretty disingenuous to suggest that everyone starts out in the same position on that ladder.
Here's a simple thought experiment for you. If you took the starting rating, x, for a set of Americans, I think you'd find that whites have a higher initial starting rank than someone who's black or Hispanic. It's harder to climb the ladder when you start out on a lower position.
Obama's daughters start out well ahead of a homeless white boy, for example, and any bias that would lead to aiding Obama's daughters instead of the homeless white boy is unjust.