- Put 1/3 of it in now and the other 2/3 in when the next crash hits - Wait until it all goes to shit and put it all in then, keeping it in a high-yield savings account until then (they make about as much as CDs these days)
Would love to hear opinions!
How long until next crash? When is the crash over and things start to climb again? You cannot know before after the fact, so it ends up being a big gamble. I'd say invest now, possibly over a few months if you want to spread the risk.
I typically just invest it all at once with no attempt to time the market.
If i'm really nervous, i might make 12 equal investments over a year. Again, no attempt to time the market.
The only time i've ever timed my investment based on the market is buying post crash. Getting a 3% return over a week was nice after the brexit slump.