I remember when California first instituted its lottery and, upon hearing that 1/3 of the proceeds would go toward financing education (the political justification for the system), 1/3 would go toward administrative expenses, and 1/3 would go toward paying off winners, I immediately envisioned a poker game with six guys being told that a stranger would be taking away two-thirds of every pot for each hand they played and thought, "what a sucker game that is."
In his autobiography, Malcolm X spoke of the numbers-game racket that so decimated Harlem in his day. They used to call this exploitation. Now they call its modern counterpart enlightened public policy. Pretty sad.