I tend to agree with your view, or am biased because it reflects my pattern. However I would add, browsers (Chrome at least) have a bit of a dark pattern that pushes people towards a search making searches very common although not always needed/intended.

For example, when I type the first 4 letters of my bank's URL, the omnibox has 3 suggestions prior to the direct bank URL even though it's a site I frequently visit and google knows that. They want me to search "BANK NAME" because then I'm more likely to click on the top link which of course is an ad.