Get a spouse who works and is gracious enough to pay for your health insurance via his/her company plan :-)
That's how I do it, but this probably puts me in the "lucky" category...
That's how I do it, but this probably puts me in the "lucky" category...
They have children so there was mutual interest in making sure all family members were cared for.
Your coverage is essentially $X higher until you sign the waiver saying "I affirm that my spouse has no other coverage options from another employer". That's how you're obligated to the policy.
HIPAA also doesn't prevent an employer from finding out if your spouse has insurance options elsewhere.