We can certainly have a world where debt doesn't make people homeless, but addiction is a much more difficult problem. We can do a lot better there with better mental health care.

I feel like a world where people who have addictions are treated rather than criminalized can exist.

Debt isn't a problem in itself, but I don't feel like there's enough support for people who find themselves in rough financial situations. Dealing with money and debt isn't that hard, but you need to understand it and I think there's loads of people that don't.