I'm 36 and in ~17 years of being a developer professionally, I've yet to find employment at a single company that offers any kind of retirement plan at all.
I max out my IRA each year, but my retirement plan is to basically work until I can't, then hop on an iceberg.
IMHO, between Americans being drastically underprepared for retirement and mass job automation, the country is on the cusp of a devastatingly colossal social disaster.