In a serious note; I'm from a country where reputation is king and a handshake seals a deal so I was not used to the shadyness I experienced living in the US. Homeless people with made up stories, used car salesmen hiding serious flaw in their cars, hidden charges and fees on services, optional insurance that isn't optional, worthless employee stock options, bank accounts secretly opened with forced overdrafts, online universities, kickstarter, financial services, HMOs, Haitian charities, lobbyists, housing bubble, tech bubble etc. etc. The point is that the US has plenty of home grown 'scams' and the only thing happening here is that otherwise marginal scams are profitable enough for Indias. It's like worrying about losing $100 to muggers on a street while your pension is being eaten up by fees.
I'm not saying don't worry about the small stuff, what I am saying is that, to me, I see the US as the mecha of frauds.