Those are powered by about 5 main startups - a lot of them are actually people on the other end too, or they are during work hours.
I think if I just scout the chat bubble I already start questioning the business really hard.
If you don't think they could handle the volume, that's not really an issue in practice. Chat scales better than phone calls (agents can handle multiple chats concurrently), and just as with phone systems, the chat systems support wait queues. If the queue is long, then you will usually be presented with a contact form or the chat button will just be hidden from view in the first place.
Some of these systems do use bots for initial triage, and the "pro-active" ones that look like an agent is asking if they can help are almost always fake (you only get connected to a real agent if you actually reply).