An individual not behaving according to the interests of the group would face starvation and homelessness for not adhering to certain social norms. It would be trivial to enforce beliefs (no matter how odd or antihuman) through this apparatus. Under a currency system driven by public opinion, survival becomes a matter of "Obey or Die."
In such a system, existence is analogous to slavery.
This is not an advocation for lawlessness, but rather for the continued use of currency and the independence of the financial organ from the whims of human opinion. The human mind is subject to ongoing cognitive and social distortion. Currency independent of these factors is a mitigating measure against human cruelty.
A strong social benefit system and the show of empathy in which one is anchored is a stronger mitigation against antisocial behaviour than the Social Credit concept.