If you haven't received an invitation yet, send me an email, I will fix that. (Offer available to HNers generally -- you can never waste my time emailing me.)

If one had hypothetically used the invitation to apply for Atlas, you get a Stripe account instantaneously, should know whether we can support you within 2 business days, and should have a bank account opened in about a week.

We are, naturally, working on making things faster. More news on that front when it is ready.