yes, yes we do. All this stuff seems easy if you have the curiosity so spend hours and hours reading dry documentation about how it works. This is to say nothing of actually getting your hands on the tech and inevitably having problems that require more hours of forum searchs, IRC, and other time drains.
It's not that "regular" people are too stupid to do this, they just don't see the value proposition in it. Even when the privacy issue starts to negatively affect regular people (think Black Mirror "Nose Dive") many still won't be interested in the technology to do what I wrote about above.
I spent a bit of time in the crypto community and immediately I realized there is a human resources problem. the communities, for the most part, have no one that understands or care about how to dumb the UX down enough to make the value prop work for regular people.