I find it really depressing to live with roommates. I spend 8+ hours a day in an open office subject to other people's opinions (and carelessness) about what should enter my ears. To endure that and then come home to someone watching TV or on the phone is literally hell.
I've traded away 3+ hours/day of free time to the commute so that in the little free time I have left, I get to choose the ambient noise.
At least in college, the library was a short walk and open late. There are no quiet indoor public spaces open after work, sadly.