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Actually the previous time that this was shared on HN, the article clearly pointed out that less than 25% of the accounts are actually active.

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Yes. Now, a lot of PMJDY bank accounts are seeing activity. This could be the case where people actually using their accounts, or could be the case where they are being misused to stash black money. In any case, GoI is looking into it[1].

[1] http://economictimes.indiatimes.com/news/politics-and-nation...

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