How much does that cost you on a month to month basis? I have no point of reference due to living out in the burbs but my knee jerk is "jesus that must cost so much overhead" and I'd like to see if that's a false assumption or not.
For level playing field/full disclosure, my list looks something like: 1. Car costs: ~40$/month for gas (mostly bus), 20k amortized over 10 years of ownership ~160$/month (assuming no major maitanance, given how little I drive) 2. Clothes: ~20$/month (assuming I spend <100$ yearly on clothes which is probably accurate, probably avg. 1 pair of shoes + one full outfit a year, and that's likely a high estimate) 3. Washer/dryer: This one is hard since it's merged with the water/power bill, but as a point of reference I pay about 100$ water and 120$ power monthly for a 3b2b house. 4. See above re: utilities, food probably comes to ~200$ per month buying at costco (two trips monthly of ~150-200 each for the wife and I) 5. Cleaning: "free" (time isn't free yadda yadda)
All together probably between 650-700$ monthly on non-mortgage necessities, the largest portions of which are car+utilities+groceries in relatively even thirds, which is a hard bar to push lower for me so I'm looking for ways to be creative. :)