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iCloud's Notes are not bad as a solution for simple password storage solution. No need to worry about syncing and it is secured.

Doesn't that mean Apple has access to all your passwords, though?

iCloud is encrypted, isn't it? You can also double lock your Notes with its own password.

or you just use the iCloud keychain, you know, the iCloud component designed to store passwords securely...

Yes, but keychain is not there on the online portal of iCloud, which wouldn't be helpful if you're on different OS.