Buy a Apple Refurbished MacBook Pro from last generation. Get the discount and the warranty that way. And don't worry about it for 4 years.
After a lot of debate and research, I bought the Fall 2013 MBP from Apple refurbished in the middle of 2014. They do an incredible job refurbishing, to the point where there was no way you could tell it was a used device other than it arriving in a nondescript box. Plus, I saved something like $400 off the price of what was still the latest model at the time.
In the past two and a half years the only "problem" I've had is that one of the rubber feet came off. It's still got more than enough power for the foreseeable future as well. Definitely recommended.