I'm a merchant of semi-high priced recurring memberships ($100-250/mo) and I wish our payment processor had this feature. We routinely have upwards of $4k a month in failed charges for some combination of {expired, cancelled, deleted from the system without the underlying membership being cancelled}.
Curious, what prevents you from switching to stripe? No idea how $4k/month fits in with your revenue or the opportunity costs in doing so, but $4k/month seems enough to justify spending a week to redo the integration.
Most importantly Stripe is quite a bit more expensive the payment processors I've used in the past. Less importantly but still a show stopper is that all the full-featured pieces of management software for this industry (fitness facilities) are tied to a very small number of payment processors. Some of the large ones have one processor and you literally cannot accept credit cards without using them. They're still cheaper than Stripe so it's not that big of a deal but the UX leaves quite a bit to be desired.
As a consumer, is there any way to permanently opt-out of this?