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I like privacy.com ... Chrome add-in and you can generate card numbers at anytime for online-only stuff. I've put all my subscriptions (i.e. Netflix, Hulu, etc.) through privacy.com.

I applied/heard about Final long, long time ago and they've done nothing since. So yeah...

I have a hard time with Privacy on more than a few vendors. This is usually because their system doesn't account for the authorization and charge being from two different company names. In NYC, for example, all cabs and related cab apps will charge like this.

Hey there! I work at Privacy.com.

This is something we've been working to improve over the past few months. If this happens again can you shoot us a note support@privacy.com with the details?

Prepaid vs Credit is one main one, which drives towards a lot of acceptance issues. Many other pieces two around a holistic credit card product, happy to provide invites to anyone who pings me (info in profile). Disclaimer: CEO @ Final

The biggest distinction I saw without actually using Final was that their card appears to require a relatively good credit score and has an annual fee but also has a 1% cash back rewards program.

I haven't used either service so I can't compare anything else.