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I liked this chart so much I made my own version that adds options for non-inflation adjusted and dollar-cost averaging instead of lump sum investment: https://gregstoll.com/~gregstoll/stockmarketreturns/

Does your graphic take into account dividend payments?

I'm not sure - most mutual funds include that in their returns, but I'm not sure if stock prices/indexes do.

Ah, I just saw that you gave the sources of your data. It doesn't include dividend payments.