And good luck fixing that, especially if your hard-drive is encrypted.
To use a car analogy: modern car's safety measures would probably protect me in case of an accident, but there is no way of being sure. So I'd rather avoid crashing into things at great cost.
Granted, I don't think there's a way to properly shut down without the update in an I-have-five-minutes scenario. But it does, at least, warn you.
Usually. I see enough students who mess up their machines due to hard poweroffs during updates to say that sometimes it does not work out.
So I'll go with powering down shouldn't hurt it.
It wasn't however update related. The user went to shutdown, the computer said "no" (apps are open, blah blah) and the user held the power button down.