Thanks for that retirement savings link; been looking for that data.

Yeah, forget the saving account. Retirement is going to be the real issue. Lot of people going to be eating dog food in the future.

Pensions for anyone under 45 are pretty much non existent, with a few exceptions. Even if they are, the companies tend to screw with them. Our company just froze the salary for pension calculations (not that I have one), so somebody could work another 20 years and retire at a percentage of today's pay.

At least I get a crappy annuity and 401k matching. New hires now get neither.