Put the SD card in Read only mode. Save yourself $10.
There's a computer inside that SSD that reads a soft signal to decide if writing is enabled or not. More often than not its firmware is full of known bugs.
SPI is full duplex; it has a dedicated line per data direction (MISO and MOSI), however the same lines are used for commands and data. So with MOSI (master out, slave in) physically disconnected, it'd be impossible to send the command asking to read data, even though that data would be delivered on the separate MISO (master in, slave out) line.