I don't understand why the banks need to change TLS 1.3 to spy on their employees. When I was working at a bank, there were literally no routes from the Intranet to the Internet. Everything went through a proxy that blocked 95% of the Internet. Had to run a proxy server on jrock.us in order to get anything done. (They just bought the list of sites to block, and jrock.us never ended up on it. Blacklisting, very good security technique...)