If you can't afford to even build a tiny house with great materials, perhaps you can with the help of several family members or friends or we could work out deals where domiciles are time shared during the day; while you're at work, someone else can live there. We really only need a place to live for 1/3 of the day unless you're too young/too old/sick/diseased/injured.
If you don't want to think about the long-term future of humanity or just don't give a crap about your ancestors- fine, but I'm not with you on that.
We're past the tipping point now, so we have to come up with better solutions, or we're screwed:
https://www.scientificamerican.com/article/global-warming-be...