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Comment by mikeryan | Hacker News Reader

Its funny with the rise of more remote work with flexible hours I wonder if there's not more then one person who's double dipping.

I imagine a pretty good engineer could maybe work two full time jobs pretty easily remotely working 4-5 hours per day on each gig.

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There's not much incentive to not do that simply as a freelancer instead, and being open about the having multiple clients.

3hours each and you could be totally productive (and not burnout)

well, but freelancers pay their own healthcare, 401k, etc.

if you're running two well-paying full employments with all benefits, you have a sweet gig going.

only possible in the US due to the setup of healthcare and overall taxes, etc.

> well, but freelancers pay their own healthcare, 401k, etc.

And are paid more to compensate for it. Whereas if you're working for two employers you're "paying" for two sets of healthcare etc., which seems wasteful.

US insurance carriers generally ask you to certify that you did not have insurance through another carrier/policy simultaneously (upon submission of a claim), as policies tend to have 100% coverage kick in on things like annual and lifetime maximum numbers.

Double-dipping on insurance policies messes with their actuarial table calculations.

That sort of certification is a practice that should be made illegal. I've just been bit by that when we transitioned my family from one earner's plan to the other. It created a pointless hastle for us and our care team. Insurers don't need to know if I have coverage through another insurer.

You could just tell whichever job has the worse benefits that your spouse's insurance handles it or whatever and continue on your way, probably.

Thats pretty simple to solve though, just decline coverage from the provider with the most limited coverage. This is pretty common as married couples usually only take the coverage from one spouse.

It's way harder to fake hours that need to be billed to someone, I assume anyone who's double dipping on jobs isn't actually trying to do 40 hours at both, they are trying to get paid to do 40 hours at both ;)

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