Solar doesn't really compete with oil. It competes with coal, natural gas, and nuclear power to power homes.
Then also there is EV+solar combo (solar owners are more inclined to get ev and vice versa).
[1] http://www.tsp-data-portal.org/Breakdown-of-Electricity-Gene...
Last time I saw a electricity to fuel system with a price attached, it was the US Navy's one which could produce gasoline at $6/USgal. Not competitive unless you're in the middle of the sea, which is their intended use case.