Business (includes only the ones which I personally own): SaaS, by a stupefyingly high ratio. Depending on where you draw the line between "that's just a hosting bill really" and SaaS, we've spent $12k to $25k on it year to date... and that doesn't include Twilio (add another ~$10k). In terms of packaged software, we're probably under $400, mostly for IDEs, text editors, and development tools. (Paw, Postico, etc)