IMO, this problem is mostly a factor of the consolidation of finance.
The roll up of banking makes it impossible for smaller enterprises to get traditional capital. We moved away from the old, boom/bust distributed banking model towards a weird form of command economy with a cartel of mega-banks, which are really just proxies for the government.
People blame technology for the post-recession economy, but I think the billions/trillions of capital the flooded the market never made it into the economy. No wonder little is happening outside of businesses that work with a venture model.