> your kids are more spoiled with the wealth they were born into
An afghan (?) proverb I barely remember went something like this: "The king's father grew up in a tent; he worked hard, built his house, and led the people well. The king lived in a house but remembered the tent he was born in; he worked hard, built his palace, and led the people well. The king's children were born in a palace; they have never seen a tent. They are lazy and will not lead the people at all."