>I'm also curious how student loans can be discharged except via death of the lendee.
I work in the industry, some of the ways you can have your student loans discharged are:
False Certification (Ability to Benefit):
For forgiving a borrower's loan based upon a false certification of the borrower's ability to receive benefits to attend college because he/she doesn't have a GED or high school diploma.
False Certification (Disqualifying Status):
For forgiving a borrower's loan based on the borrower's disqualifying condition(s) for the degree.
False Certification (Unauthorized Signature/Unauthorized Payment):
For forgiving a borrower's loan based upon endorsement or certification of the promissory note, disbursement, or application by an unauthorized person.
School Closure:
For forgiving a borrower's loan based upon a school closure that prevents the borrower from completing his/her degree or program.
Unpaid Refund:
For forgiving the borrower's loan because the borrower's school did not provide the correct refund to the borrower's lender.
Teacher Loan Forgiveness Forbearance:
For borrowers who are eligible for the Teacher Loan Forgiveness program and whose entire outstanding balance will be forgiven at the end of their fifth year of teaching in a qualifying school.
Total and Permanent Disability:
For borrowers who are unable to repay their Federal Family Loan Program student loans due to total and permanent disability (as defined by the U.S. Department of Education).