How stupid, to test with satalite on-board?? esp considering how expensive they are, they should use a dummy the same size and weight.
You can't test satalite functionality on the ground so a completly pointless risk to include it.
A static fire without the payload on the rocket was already done in Texas several weeks ago. This is the final dress rehearsal before launch. I always thought of these tests as low risk, but I guess nothing in rocketry is low risk.
I imagine they _would_ do these tests with the crew compartment attached and dummy human loads strapped in to the crew seats.
That said, NASA has raised concerns about loading crew pre-fueling as part of the NASA-SpaceX Commercial Crew development contract (CCDev).
[1] Here's a video of the LES test for Dragon 2: https://www.youtube.com/watch?v=1_FXVjf46T8