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Yes, submit a claim, and see if a check comes in the mail. Deposit it in your bank account. See if it clears.

If you get this far, it's not a scam.

Unless it's one of those "by cashing this $5 check you agree to all sorts of asshatery in the fine print."

CAREFUL! A cleared check doesn't mean it actually cleared and you'll be on the hook for depositing a fraudulent check. If a bank tells you it cleared it means nothing. See https://www.thebalance.com/clearing-checks-risks-and-scams-3...