And yes my comments were mostly targeted at richer older people. Come live in Manhattan and see it for yourself what I am talking about. I dont want to spend my life in NYC or SF. I want to spend 10+ good years here to learn and contribute towards the industry and move out of here and give the resources to younger generation instead of hoarding on them. My perspective my comments they are all revolve around urban dwelling and not most of the older class living peacefully in suburban sprawls.