The chip card transition in the US has been a disaster

qz.com

Much longer than swiping ? Is this for real ? I've been using a chip for almost a year, and it's not long at all. Hardly more than a few seconds.

in my experience, yes, it's for real. Swiping takes less than a second. The card takes 20-30 seconds easily.

Apple Pay is lightning fast, but a lot of point of sale units have NFC disabled, which is just silly. Then there are others that actually take Apple Pay and don't even know it. Whataburger is a good example.

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