Is Apple Pay even a thing any more? The near-field readers in stores seem to have disappeared when the chip card readers went in.
That said, I've yet to see anyone actually use contactless in the wild.
I did, once. Because Discover was offering 10% cashback when they launched Apple Pay support, so I loaded up my card on my buddy's iPhone and went to Best Buy to buy a Surface Book. I've had zero other incentive to use contactless otherwise.
Whether or not the retailer has enabled it is another story. It's also another story if the staff knows anything about it.
Whataburger is an example. They take Apple Pay and they didn't even know it. The employees are always surprised to see someone use it.