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What would make more sense to me is that the mobile OS vendors take on some initiative to accurately report data usage for a bulling period and warn when nearing the cap.

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Android has this built into the OS already. It will even turn off cellular data once a cap has been hit.

That is by default set to 1.5 GB, but you can change it or even turn it off. I have unlimited, but still have a warning set at 3Gb

That's the user's fault then.

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