Maybe it's me, but ideas like being able to reverse funds do not belong in crypto currencies. If risk is presented, escrow the transfer, buy insurance, etc.
Why are people so unwilling to take responsibility for themselves?
B) escrow, insurance, etc. are just poor attempts at implementing reversible transactions, so if can why not just have them instead of using a greenspuned tangle of partially overlapping partially conflicting tools with who knows what kind of jurisdiction issues
This question - and the answer - has implications far outside of crypto currencies and you could probably write very large books about it. It goes to the heart of why we have religions and many other social phenomena.
We certainly could insist the victim live with it, but that seems like a worse world for everyone.