I don’t like that you’re drawing a line between talent and education.
I would probably arrogantly classify myself as someone with a “good ear” but because of my experiences with different music and musicians. I often say people think too much when they listen to music when they need to just take it in. But if I didn’t have the same exposure to the music world, I know I wouldn’t be able to do that.
I’m sure the same thing applies to anything you can call art.