Not stupid at all. A lot of people (myself included) think that education is eventually going to be free thanks to technology. The only missing item is going to be some $100k piece of paper that makes me/you > me/you.

The university of the people professes: Tuition Free Online University http://www.uopeople.org/

There are others like them out there too. If you have the skills to execute who cares about that piece of paper?