May not fit your exact criteria, but many universities offer life experience courses. For example, University of Maryland University College you can earn credits for various work-based experience. So instead of taking a traditional course, you apply to have your work experience equal credits. This is a huge shortcut to completing a degree if you have real world experience.

Also, a note on accreditation. Even though right now you may not think you are going to pursue other degrees or whatever, you still want to attend a school that is accredited by a nationally recognized organization. The problem you can run into is that if you elect to further your education down the road, some or all of your credits may not be transferable or the school you are applying to may make you take additional testing/courses. So what equals a shortcut not costs you more in the long run.

Long story short, don't go to a school just to get a degree so you can say you have a degree. That, IMO, is the wrong approach and not worth your time or money.