Going from the VC world to bootstrap has been a night and day experience for me at the new gig. It's surprising how hard it is to get credit lines established, even if you are shedding cash.
There are VCs who operate the same way, e.g. Correlation ventures or DAG Ventures.
A bank only understands an ordinary business with ordinary assets that can be liquidated if stuff goes, as well as an ordinary niche in a well-known sort of market.
How much money you're making now is an impressive statistic to you. How long you have been making a steady amount is the figure a bank you be most concerned with but even, them knowing why you've made this money is important since there are lots of ways to seem like you are getting money.
A bank doesn't have the resources to research the particularities of an online business - or probably any business that doesn't have a significant history of making money. Really, banks don't research at all, they simply follow procedures, which is how they can operate on a mass scale.
Small banks still do business the old fashioned way. Credit isn't an issue if your cash flow supports it.
The best (banking) move we ever made was switching from a huge bank to a small bank.
It's all relative though. What seems like a lot of revenue to us is peanuts compared to these larger VC startups.