I fully agree. Making a great salary with a great job, probably working really hard, save that so when the time comes you are ready for your next adventure or family and not still worried about your 3.5k/mo rent. Hindsight is always 20/20.
But no, we must experience "the city" at all costs...
...and keep repeating that "the city" is the best place in the world, at every opportunity, especially since no one outside gives a rat's ass.
You care so little that you have to point how stupid they are for living there.