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Comment by thehashrocket | Hacker News Reader

i would go so far as 80% of the places I go don't accept chip and anything. they all have little stickers on them saying "chip doesn't work, please swipe" or the equivalent. i'm pretty sure they don't even have a plan for implementing it.

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Many of the chip enabled machines in the US I've seen are really slow; there local market has huge lines just after launch because the process was so much slower than the swipe.

The funny part is that this all works quite well in Canada. The chip and pin systems there are quick and completely painless. Send like the card companies in the US drug their feet for years, and then picked up some substandard contractors for implementations...

It's been years of improvement in Canada and we started much earlier. Chip and PIN used to be noticeably slower (but I wouldn't call it slow) but now it's very fast. Tap is instantaneous.

Wait until October. That's why liability flips from CC company to merchant for any non-chip transaction.

Most CC companies made the liability flip for POS terminals in October 2015, some even sooner. They all seem to have held off until October 2017 for gas pumps though. https://en.wikipedia.org/wiki/EMV#United_States

Gas stations, ahhhh. Gas pump UI and UX was terrible in the 90s and is a joke by modern standards. It makes me almost want to drive off when they make me decline to play the lotto and decline a car wash at the pump.

My understanding is that wall many stores have the hardware, their accounts haven't been set up for chip and signature because the banks and card networks have been slow in getting everyone switched over. So they had to pay for the new terminals, pay for the fraud liability since were past the cut off date, and they still don't get to use the new stuff. I think some people are actually suing the companies over that.

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