So I need a secondary device to complete my Laptop/desktop Safari-only purchase?
Not-likely.
Not-likely.
It's unfortunate that iPhone users who are not also Mac users are left out.
Why? There's no auth mechanism on my credit card, I just autofill from 1Password and hit enter.
Why would you create a new internet payment system that's both more expensive and less convenient than credit cards? It boggles the mind.
Also, there is more to credit card fraud than just that credit card being drained.
I'm saying this as someone in the UK but to checkout online with my debit card I use autofill, look up my CVC number as autofill doesn't hold that, then I have to enter 3 characters from my password to pass the 'verified by Visa' thing. With this I don't need to do any of that. It's much, much more convenient as I always have my iPhone next to me anyway.
1Password will hold your number, expiry, CVC, name, as well as your billing address. We don't have 'verified by visa' in North America so this seems like a solution looking for a problem.
Edit:
Ok, we 'have' Verified by Visa, but it's not enforced and if you enroll in it voluntarily to make your checkouts harder it's your own fault.
I've had Visa debit and credit cards in Canada and the US and it has never been mandatory.
Now I'm pretty sure you're just trolling. Not only do we absolutely have 'Verified by Visa' I'm pretty sure the US is were it started to roll out.
Why should have to install another app just to make checkout easier?
>> "Ok, we 'have' Verified by Visa, but it's not enforced and if you enroll in it voluntarily to make your checkouts harder it's your own fault."
It makes them more secure. You're sacrificing security for convenience when you can have both.
You shouldn't. Credit cards are broken. From the user perspective Apple Pay is just as broken (you need to buy an iPhone/Mac and fiddle with both of them). From the merchant/bank perspective it may or may not help fraud rates but as a consumer I don't care unless they start offering discounts.
> You're sacrificing security for convenience when you can have both.
I'm sacrificing the bank/merchant's security (worth $0 to me) in order to gain convenience for myself. If they want me to jump through hoops like this Apple Pay thing to prove I'm not a fraudster they should give me a discount.
Yes I believe that is a large part of the problem that things like Apple Pay and Google Wallet are aiming to fix.
When using it in stores I also need to enter a PIN.