I actually do know a few couples who've had long discussions about staying home. "Not really thinking about it" is a bit harsh, I admit, and I'll back off a bit there; but certainly the cultural bias leads to a default assumption, which people seem not to notice sometimes, i.e., the discussion framed as whether the mother should stay home, not who should stay home. For the couples I'm aware of, the father continuing to work was not in question.
I do think your implication that mothers may care more about kids than fathers do ("that's not to say that fathers don't either, but who do you think wins...") is a little disappointing. It's part of the cultural bias that I am trying to fight against here.
And finally, please don't call me a troll just because I have different ideas and opinions than you do. I'm trying to have a good-faith conversation and I care a lot about this issue. (Yes, I'm using a throwaway because any sort of gender politics discussion is politically dangerous. I hope my points are not dismissed as a result.)